# Hashvich

> Free calculators for living and working in Armenia. Every rate and every exchange rate links to its official source.

Hashvich is a free reference site. Tax and duty rates come only from laws and government documents, and exchange rates from the Central Bank of Armenia. Every calculator shows how its result was reached and when its data was checked. No sign-up is needed, and the numbers you enter never leave your browser.

Pages are in Russian (/ru/), Armenian (/hy/) and English (/en/). Every calculator page explains its formula, shows worked examples and lists its sources with the date they were checked. The results are advisory, not tax or customs advice.

## Calculators

- [Salary calculator](https://hashvich.lirare.cc/en/salary-calculator/): Take-home pay after income tax, pension and other withholdings. Also in [Русский](https://hashvich.lirare.cc/ru/kalkulyator-zarplaty/), [Հայերեն](https://hashvich.lirare.cc/hy/ashxatavardzi-hashvich/).
- [Sole proprietor tax](https://hashvich.lirare.cc/en/sole-proprietor-tax/): Turnover tax and micro-enterprise: what a sole proprietor pays a year. Also in [Русский](https://hashvich.lirare.cc/ru/nalogi-ip/), [Հայերեն](https://hashvich.lirare.cc/hy/adz-harker/).
- [Car import customs](https://hashvich.lirare.cc/en/car-customs-calculator/): Duty, VAT and environmental tax on a car brought into Armenia. Also in [Русский](https://hashvich.lirare.cc/ru/rastamozhka-avto/), [Հայերեն](https://hashvich.lirare.cc/hy/maqsazercum/).
- [Currency converter](https://hashvich.lirare.cc/en/currency-converter/): Dram, dollar, euro, ruble and more at the central bank rate. Also in [Русский](https://hashvich.lirare.cc/ru/konverter-valyut/), [Հայերեն](https://hashvich.lirare.cc/hy/poxarjeq/).
- [Transfer fees](https://hashvich.lirare.cc/en/money-transfer-fees/): What a transfer really costs, fee and exchange margin together. Also in [Русский](https://hashvich.lirare.cc/ru/perevod-deneg/), [Հայերեն](https://hashvich.lirare.cc/hy/dramakan-poxancum/).

## Data

The sourced data the calculators are built from. Every value carries its source URL, an original-language quote, the date it takes effect and the date it was last checked. Values marked `unsure` or `conflict` are explained in the file's `_open_questions`.

- [salary-tax.json](https://hashvich.lirare.cc/data/salary-tax.json): Source-backed Armenian tax data for the salary and sole-proprietor calculators.
- [car-customs.json](https://hashvich.lirare.cc/data/car-customs.json): Source-backed data for the import payments on a passenger car (EAEU HS heading 8703) brought into Armenia: customs duty or the personal-use unified payment, VAT, excise, environmental tax and customs fees.
- [fx-and-fees.json](https://hashvich.lirare.cc/data/fx-and-fees.json): Source-backed data on the official AMD exchange rate (Central Bank of Armenia) and on the fees and FX margins of the largest Armenian banks and money transfer services for transfers between AMD, USD, EUR and RUB.
- [cba-rates.json](https://hashvich.lirare.cc/data/cba-rates.json): Official exchange rates from Central Bank of Armenia, api.cba.am ExchangeRatesLatest, refreshed twice a day. `rate` is AMD per `amount` units.

## Central Bank of Armenia rates on 2026-11-11

- 1 USD = 360.48 AMD
- 1 EUR = 401.5 AMD
- 1 RUB = 4.3569 AMD
- 1 GBP = 480.09 AMD

## Optional

- [Methodology](https://hashvich.lirare.cc/en/methodology/): Where the data comes from and how it is checked.
- [About](https://hashvich.lirare.cc/en/about/): What this site is and who it is for.